Privacy Policy
Last Updated: September 1, 2025
Governing Entity: KoinFlow Technologies Ltd.
1. Introduction
We are committed to protecting your privacy. This Policy explains how we collect, use, and safeguard your information when you use our stablecoin wallet and financial services.
2. Information We Collect
- Personal Information: Name, email, phone number, address
- Identification: Government ID numbers and documents
- Financial Data: Wallet addresses, transaction history, M-Pesa numbers
- Compliance Data: KYC/KYB documentation
- Technical Data: IP address, device information, usage logs
3. How We Use Your Information
- Provide and maintain Services
- Process transactions and provide support
- Verify identity and conduct compliance checks
- Prevent fraud and illegal activities
- Communicate service updates
4. Legal Basis for Processing (EEA/UK)
- Contractual: To provide Services
- Legal Obligation: Regulatory compliance
- Legitimate Interests: Security and fraud prevention
- Consent: For marketing communications
5. Information Sharing
We do not sell your data. We may share with:
- Regulatory bodies and law enforcement
- Service providers (cloud hosting, KYC verification)
- Successor entities in business transfers
6. Data Retention
We retain personal information as long as necessary to fulfill legal, regulatory, and business requirements.
7. Your Rights
Depending on location, you may have rights to:
- Access your personal data
- Correct inaccurate information
- Request deletion of data
- Restrict processing
- Data portability
- Object to processing
8. Data Security
We implement technical and organizational measures to protect your information, though no system is 100% secure.
9. International Transfers
Your data may be transferred internationally using approved legal mechanisms for protection.
10. Policy Updates
We may update this Policy and will notify you of material changes.
11. Contact Us
- Support: support@koinflow.io
- Address: KoinFlow Technologies Ltd., One Africa Place, Waiyaki Way, Nairobi, Kenya